Daily US Stock Pick: 3-Year ROE > 15%

Visa (V): toll road with a 49% ROE and a litigation discount

Visa clears all three screens—3-year trailing ROE ~48.8%, free cash flow above $17B every year since 2022, and a forward P/E of ~23.7× sitting ~12% below its own historical average. The main caveat is the DOJ debit-monopoly suit, which created the discount and whose resolution is the key asymmetry to track.